If the commissioner suspects unfair business practices by an individual, what action is typically taken?

When the commissioner suspects unfair business practices by an individual, conducting a hearing for the individual is the appropriate course of action. This process allows for a formal investigation into the alleged practices, where evidence can be presented, and both parties can share their perspectives.

Holdings from the hearing can help determine if any regulations or laws have been violated, leading to appropriate enforcement actions if necessary. This method ensures that due process is followed, allowing the individual the opportunity to respond to the allegations and defend their actions.

While options like filing a civil suit or issuing a warning letter might be considered in different contexts, they do not provide the same level of thorough investigation or due process as a hearing. Engaging in mediation, on the other hand, implies a willingness to resolve the issue amicably, which may not be suitable when there are serious allegations that require examination.