Which of the following is considered an unfair trade practice related to insurance advertising?

Overstating a policy's benefits is considered an unfair trade practice related to insurance advertising because it misleads potential customers about the true value of the insurance product being offered. Accurate representation of insurance policies is crucial for consumers to make informed decisions. When benefits are overstated, it creates unrealistic expectations and can lead consumers to purchase coverage believing it provides more protection or advantages than it actually does. This type of misleading information can harm consumers' trust in the insurance industry and disrupt fair competition among insurers.

Providing factual information, offering promotional discounts, and hosting informational webinars do not fall under unfair trade practices as they aim to educate consumers, incentivize purchases legally, and provide transparency. These actions, when done truthfully and fairly, can contribute positively to the consumer's understanding of insurance options and do not create misleading scenarios.