Which of the following must be true for a producer to maintain their license?

For a producer to maintain their license, it is essential that they be appointed by at least one insurer. This requirement ensures that producers are formally recognized and authorized to sell insurance products on behalf of that insurer. The appointment signifies a professional relationship that holds producers accountable to the standards and regulations set forth by the insurer, as well as those imposed by regulatory bodies.

The necessity for an appointment is fundamental in the insurance industry, as it demonstrates that the producer has met specific qualifications and has been vetted by the insurer they represent. This relationship is also crucial for the insurance market, allowing consumers to identify qualified professionals who can offer products from legitimate sources.

While ongoing education is important for producers to stay updated on industry standards and regulations, it is not a criterion for maintaining a license in the same way as the appointment requirement. Similarly, there is no mandate that a producer has to write a minimum number of policies or work solely with one agency to hold their license. The focus is on having an active appointment with an insurer to legally operate as a producer in the insurance market.