Which scenario would NOT be a violation of state insurance regulations?

The scenario involving Agent C is indeed not a violation of state insurance regulations because writing business that is not controlled implies that Agent C is operating within the limits of her licensing. In most jurisdictions, including Colorado, agents are prohibited from engaging in activities that involve control over an entity or financial benefit that they do not disclose, but if Agent C is writing business that is lawful and in compliance with her licensing agreement, she is operating correctly within the regulations.

In contrast, the other scenarios involve actions that breach regulations. Acting on behalf of another agent without proper authorization is a clear violation because it compromises the integrity of agency representation and can lead to issues of accountability and liability. Offering cash payments to clients for signing a policy undermines the ethical standards of the industry and can be construed as inducement or insurance fraud. Lastly, misrepresenting information about policy benefits violates the principle of honest disclosure, which is fundamental in maintaining trust in insurance practices.